Want something you can re-use? Consider a medical credit card.
Care Credit is a medical credit card - you can apply on your phone, and pending approval it will tell you the amount available right away. Any purchases have an initial 0% APR for 6 months when purchased at Cornerstone.
Pros: 6 months at 0% interest , can be used over and over, accepted at most veterinarians and dentists, can be used for multiple pets and prescription refills
Cons: may require a hard credit check, is an actual credit card - not a one-time loan, 26% APR begins accruing from the day of purchase, which can lead to significant fees
Click the button above for financing options!
Scratchpay - a one time, short term loan.
Scratchpay doesn't require a hard credit check, and has an instant approval decision (we absorb any initial fees to help facilitate care.) You don’t have to use the entire loan amount for either group and only owe back what you use.
Pros: no hard credit check, easy to apply, higher approval rating than Care Credit
Cons: must re-apply each time you use, approval only good for 10 days, shorter repayment window (weeks to months)
Text PLAN to 97364 to apply, or click above!
Can I use pet insurance?
Insurance isn’t structured to help you face what has already happened, and for that reason, pet insurance companies do not offer coverage for incidents that are already present or have a reasonable chance of occurring based on previous symptoms. If a pet has any signs or symptoms of a problem before signing up for insurance, it will not be covered. Veterinarians cannot medically or ethically change old medical notes, withhold information, or participate in any attempt to retroactively alter a diagnosis to change coverage.
We do not accept any payments from insurance companies; once you pay your invoice, your insurance will issue you a reimbursement towards the costs you already paid.
How to make pet insurance work best for you? Think of it as a gamble that you hope to lose money on every year. Never meeting an insurance deductible means you've got a happy healthy pet! The premium is a bet you're making with the company that your pet won't need to visit the vet. Click the image to learn more - Chime has some really succinct information about if insurance is a good idea for you.
Click the image for more information